Audra Jennings

I've been rejected a number of times over a number of things in my life. A string of "no's" when interviewing for jobs. A lot of "no, I do not want to interview that author" responses. But this week, I have been rejected more than anyone with an excellent credit score should have. Let me just do this public service announcement for anyone who falls under the technical definition of "self-employed" even if you are contractually working for a company with regular hours and pay. If you have not been self-employed for two years, you better be able to buy a house with cash because you will not be able to buy a house otherwise. The exception to that would be the ability to pay a rather large down payment - one larger than the typical payment these days. I'm telling you, banks will not look at your credit score, your bank balance, your debt to income ratio, your income, anything if you fall in the self-employed category and haven't held a ...

It's no secret that I have issues with my neighbors. In the over 9 years that I've lived in this same place, neighbors in every other unit have come and gone a lot. I celebrated the day the neighbors with the dog the size of a small horse moved off. They wouldn't put the dog out back to do it's business. They kept it out front where it pooped up and down my sidewalk. They claimed it was another dog. That it's rope tied to a tree wouldn't let it get that far. I would shovel the poop over to their yard. There's not another dog in town that could make such large deposits on my sidewalk. They really should have cleaned up after that dog. There were the hoarders that lived next to me when I moved in. Yesterday, I watched out the window as the mail truck slowed ever so slightly to see if it could pull up in front of the neighbors car, but with their trash can laid out in the street in front of the car, the mail truck sped back up and zoomed off. Thank good...